Bridging Finance
Fast, flexible short-term finance – tailored to your business needs.
Whether you’re acquiring property, bridging a cash flow gap, or moving quickly on a commercial opportunity, bridging finance offers a straightforward solution. At Winchester Corporate Finance, we help you move with confidence and clarity.
- Quick access to funds
- Flexible terms
- Transparent advice
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- Tailored Solutions for Your Unique Goals
- Dedicated Support from Start to Finish
- Transparent and Trustworthy Approach
How Does Bridging Finance Work?
- Initial consultation – we assess your funding goals, timescales, and available assets
- Application – financials, security, and loan purpose are submitted
- Valuation – lenders assess your collateral to determine loan value
- Approval – decisions are often made within 48–72 hours
- Drawdown – once approved, funds are released promptly
- Repayment – usually via sale, refinance, or incoming capital
We manage the full process and keep you informed every step of the way.
Tailored Bridging Finance for Business
Every business is different – and so is every bridging loan.
The Winchester Corporate Finance team takes the time to understand your goals and match you with the right lender, ensuring the structure and terms of your finance suit your unique position.
We help you with bridging finance solutions that are:
- Built around your timeline and objectives
- Expert support throughout the application
- Access to a panel of trusted lenders
- Clear guidance from enquiry to completion
We specialise in supporting businesses with £5m+ turnover, managing complex funding requirements with speed and precision.
"What is your strategy for repayment?"
There are two types of bridging loans, ‘closed’ and ‘open’. Whichever loan type you will be required by the lender to share a repayment strategy. The strategy will answer questions on how you plan on repaying the loan and your current position. Are you selling a house? Are you waiting for a mortgage? etc They’ll want clear evidence of how you’re planning to repay them.
Why Use Bridging Finance?
Bridging loans give your business breathing room – quickly and without long-term commitments. But, for established firms, this can be a strategic way to act fast without tying up long-term capital.
→ Speed – Funds within days
→ Flexibility – Tailored terms to suit your objectives
→ Versatility – Useful for property, cash flow, or one-off costs
→ Scale – Borrowing from £100k to several million, backed by assets
"Hidden charges can be thrown at you. We keep the process completely transparent so you don't have to worry."
What Are the Requirements for Bridging Finance?
Bridging finance is accessible regardless of turnover – but lenders do require a few fundamentals:
- Clear loan purpose – whether for acquisition, investment, or cash flow
- Suitable security – typically commercial property or valuable business assets
- Defined exit plan – how and when the loan will be repaid
We’ll guide you through what’s needed and ensure your application is well-prepared.
"We will save you time and money."
We deliver you the best funding deals for your business which ultimately means comparing offers. Our UK based lending partners are ready to present your business with their best loan offers. We facilitate your collection of lender offers, without you having to spend time going to them individually and filling out timely paperwork. You will receive your free quotes with absolutely no obligation to accept any of them. Our services will save you valuable time and money, together with being risk-free of obligation. You have nothing to lose!
The Best Ways to Use Bridging Finance
→ Property acquisition
Secure new premises while awaiting sale of others.
→ Equipment purchase
Invest in high-value assets when timing matters
→ Debt restructuring
Consolidate short-term liabilities
→ Working capital
Cover upfront project costs before payment
→ Expansion
Fund mergers or rapid growth opportunities
Why Choose Winchester Corporate Finance?
At Winchester CF, we provide access to funds with clarity, confidence, and a direct line to expert support.
- Decades of corporate finance experience
- Rapid decisions and streamlined funding
- Competitive rates and no hidden fees
- Dedicated advisors throughout your journey
Ready to see if bridging finance can grow your business? We’re here to help you move forward.
Frequently Asked Questions
Do I need a perfect credit score?
Not necessarily. As bridging loans are asset-backed, strong collateral can offset lower credit scores.
How quickly can I access funds?
In many cases, approvals are made within 48–72 hours, and funds follow shortly after.
Do I pay monthly?
Usually not. Most bridging loans are repaid in full at the end of the term.
Is it only for property?
No – bridging finance can also support equipment purchases, cash flow, and project funding.
How much can I borrow?
Loan sizes vary depending on your assets, financials, and exit strategy – typically £100k to several million.
What can I use as security?
Property, land, or high-value business assets – subject to lender acceptance.
What’s an ‘exit strategy’?
It’s how you plan to repay the loan – usually via a sale, refinance, or incoming revenue.
Can I get a loan if there’s a mortgage on the asset?
Yes – this is known as a second charge loan, and we can advise on eligibility.
